Insurance Jokes: For Every Kind of Policy
Insurance is a serious business right from the beginning, because every step in it has to be done carefully. But there is scope for humor / jokes everywhere, even in the world of premiums and claims.
Everyone is aware of the fact that life does not run just by being serious, humor is also necessary in life. In such a situation, if you are an insurance agent or work in any position in this business, then at least there should be happiness in your life so that you can share it with a client in future.
That’s why insurancestry has brought for you a box of jokes from the world of insurance. This box of jokes includes all kinds of funny claims jokes like health, life, car, auto, home or medical etc. These will help you make the complexities of humorous policies and paperwork more bearable. Come on, improve your humor as an policy agent or client and enjoy these jokes.
Health Insurance Jokes
Patient: “Doctor, I swallowed an insurance policy. What should I do?”
Doctor: “Don’t worry, you’ll be covered!”
Why did the health insurance policy go to the therapist?
It had too many exclusions and felt worthless.
My doctor told me I’m too stressed. I said, “It’s because my health insurance is a joke!”
What did the health insurance policy say to the patient?
I’m here to cover your pain… but not pre-existing ones.
Why don’t health insurance policies ever get sick?
Because they have great coverage against all illnesses!
Funny Life Insurance Jokes / Humor
Why don’t life insurance salesmen look out the window in the morning?
Because otherwise, they’d have nothing to do in the afternoon!
The only two certainties in life are death and taxes. But with life insurance, at least your beneficiaries can pay those taxes!
Why did the life insurance agent get sent to heaven?
He already spent his life explaining the benefits of a better place!
How do life insurance policies stay so positive?
They know they’re worth every penny, eventually.
What’s a life insurance policy’s favorite music genre?
Soul!
What do you get if you cross a life insurance policy with a comedian?
A guaranteed laugh with every premium.
Why did the life insurance policy go to the comedy club?
To insure everyone had a good time.
How do life insurance policies stay in shape?
By doing premium stretches.
Why did the life insurance policy start writing jokes?
To cover all scenarios humorously.
What’s a life insurance policy’s favorite hobby?
Covering all possible laugh scenarios.
Why did the life insurance policy get promoted?
It was outstanding in its field.
Why do life insurance policies always seem so positive?
They’re always looking out for your future.
What did one life insurance policy say to the other?
“You’re a premium friend.”
What song do life insurance policies sing?
“Don’t Stop Believin’” by Journey.
Why did the life insurance policy start a band?
To cover all bases.
Auto / Car Insurance Jokes
What did the car say to the insurance agent after a fender bender?
“I’m dented, not defeated.”
Why did the car insurance policy refuse to cover speeding tickets?
It didn’t want to be part of a fast-paced relationship.
I told my car insurance it was over. Now it’s hitting the brakes on my coverage!
Why did the car insurance policy go to school?
To get more coverage on its knowledge gaps.
What do you call a parked car with no insurance?
A stationary risk.
Why did the auto insurance policy go to the mechanic?
It needed to check its coverage.
What do you call a car with no insurance?
An uninsured disaster waiting to happen.
My auto insurance said my car is like family. I said, “Then why don’t you cover it during the holidays?”
Why did the auto insurance policy become a race car driver?
To cover more ground quickly.
What did the engine say to the insurance policy?
“You keep me running smoothly!”
Insurance Agent / Broker / Salesman Jokes
Why did the insurance agent bring a ladder to the meeting?
To help the client reach a higher premium.
An insurance agent walks into a bar… and promptly tries to sell the bartender a policy for spillage.
What’s an insurance agent’s favorite game?
Hide and seek. They hide from your claims, and you seek them out.
How do insurance agents stay so calm?
They’re always in a coverage zone.
Why did the insurance agent become a comedian?
To ensure laughs and premiums alike.
Why did the insurance broker break up with the underwriter?
They just couldn’t find common coverage.
What do you call an insurance broker who’s great at poker?
A full-coverage player.
How does an insurance broker celebrate their client’s birthday?
By offering them a cake with a hidden premium.
Why do insurance brokers never play hide and seek?
Because good coverage is always transparent.
What’s an insurance broker’s favorite instrument?
The coverage clarinet.
Why did the insurance salesman go broke?
He lost his clients in a coverage loophole.
What’s an insurance salesman’s favorite type of customer?
A nervous one.
How do you confuse an insurance salesman?
Ask them about their own coverage.
Why did the insurance salesman carry an umbrella?
To show he’s got you covered rain or shine.
What’s an insurance salesman’s favorite hobby?
Collecting premiums… and laughs.
Home Insurance Jokes
Why did the house buy insurance?
It heard there was a high risk of window-breaking laughter.
What’s the best way to keep your home insurance premium low?
Don’t make any claims, just sacrifices.
My house insurance said I’m covered for fire, flood, and theft. I asked, “What about a bad sense of humor?”
Why did the homeowner laugh at the insurance claim?
Because it was roofless.
Why did the home insurance policy go on vacation?
To cover more ground.
All time best Jokes on Insurance
What did the insurance policy say to the earthquake?
“You shake things up, but I’ve got you covered!”
Why don’t insurance policies ever get lost?
They always find their way to your wallet.
What’s the funniest thing about insurance?
The idea that you might actually get paid.
Why did the insurance policy go to school?
To learn better terms and conditions.
How do insurance policies stay entertained?
By covering funny incidents.
Insurance / Claims Adjuster Jokes
Why don’t insurance adjusters go on vacations?
Because they don’t want to adjust
How many insurance adjusters does it take to screw in a light bulb?
None. They’ll find a way to claim it’s not covered.
What’s an insurance adjuster’s favorite type of music?
Claims and adjustments.
Why did the insurance adjuster get promoted?
For outstanding claims in the field.
What do insurance adjusters do for fun?
They adjust their expectations.
Why did the claims adjuster bring a ruler to work?
To measure up to the high claims.
How do claims adjusters stay fit?
By jumping to conclusions.
What’s a claims adjuster’s favorite exercise?
Claim-ups.
How do claims adjusters handle stress?
By adjusting their attitude.
Why are claims adjusters so calm?
They know how to cover every situation.
Medical Insurance Jokes
Why did the medical insurance policy go to the gym?
It wanted to increase its deductible strength.
What did the medical insurance say to the hospital bill?
“You can’t scare me, I’m covered!”
Why do doctors love medical insurance jokes?
Because laughter is the best medicine.
How did the medical insurance policy stay healthy?
By avoiding stress and staying in the coverage zone.
What do you call a medical insurance policy with a sense of humor?
A laughing claim.
Additional Jokes
Why did the insurance policy enroll in a comedy class?
To learn how to handle claims with humor.
What’s an insurance agent’s favorite type of comedy?
Policy slapstick.
Why did the insurance adjuster become a comedian?
To cover all angles of laughter.
How do insurance brokers stay entertained?
By telling and listening to policy jokes.
What do you call a policy that covers bad jokes?
A humor indemnity plan.
Concluding Jokes
Why did the insurance agent always have a smile?
Because they knew how to cover every scenario with a joke.
What’s the best way to end an insurance policy?
With a coverage joke.
Why did the insurance meeting end in laughter?
Because they covered all the jokes.
Super-duper Funny Jokes on Insurance
How many insurance agents does it take to change a light bulb?
Only one, but the claim will take months to process.
Why did the scarecrow buy insurance?
To cover his hay day!
Insurance is like marriage: you pay, pay, pay, and you never get anything back.
What did the insurance policy say during the interview?
“I cover everything except my past mistakes.”
Why are insurance policies great at telling jokes?
They always have a punchline about coverage.
Summary
Insurance can be a serious subject, but it has its share of humor. A good laugh can make the complexities of coverage, claims and premiums a little more fun, whether you are an insurance agent, broker, salesman or policyholder. So whenever you feel overwhelmed by the complexities in this field, remember these jokes and smile with your clients and colleagues. Because humor is a policy that never ends!
